Insights
Ensuring Your Children Get the Best Start in Life
Nowadays, a university education is becoming more and more important for achieving a decent job. Often, the only way onto the career ladder is through a good degree, which is why it’s so important to use financial planning early and save up for your child’s university tuition, to give them that head-start in life. For…
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Do You Need a Will in the UAE?
Non-Muslim expats living in the UAE are likely to have wills drafted in their home country, to distribute their assets accordingly if the worst comes to worst. However, it is so important to take account of the fact that in the UAE, these home-country wills may not apply to your UAE assets, while Sharia law…
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The fundamentals of Financial Planning
Good financial planning should be viewed as personal healthcare and maintenance checks or reviews, just like medicals, should be performed on a regular basis. It can get to a point where current investments may not be providing you with the goals that you set out to achieve. The following article will provide some information on…
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How Do I Prevent Losing Money on my Savings?
In the post-2008, low interest rate environment that most of the developed world is experiencing, it can prove more of a challenge to maintain the value of your savings. While they are safe assets and widely used, deposit accounts or government bonds do not provide competitive returns and, in some cases, hold negative real interest…
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Why real returns are crucial for retirement planning
Interest rates can be expressed in two ways, as nominal rates or real rates. The difference is that the nominal rate of return is the percentage change, whereas the real rate of return is the percentage change adjusted for changes in prices due to inflation or other external factors. This keeps the purchasing power of…
Continue readingHow to make sure your wealth is passed on to your family
Often, HMRC becomes an additional beneficiary of your Will due to a lack of financial planning when organizing how your wealth is set up. For those with significant assets, this is an avoidable tax where your loved ones can be the true beneficiaries of your estate. Part of your estate can be passed on tax…
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