Retirement Planning

A simple “GUARANTEED,” way to boost your financial goals

So, here you are, out in the Gulf, enjoying a different lifestyle to those that chose to stay behind in Britain, Canada, Australia, Europe – wherever. Let’s face it, you are a pioneering ex-pat with adventure in your veins, enjoying a different tax regime and probably better weather (especially if you’re British!) You have probably…

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Retiring Outside of Ireland with an Irish Pension

In 2018, research by Expatistan ranked Ireland as the country with the 7th highest cost of living in the world. It is for this reason that retirees that are under-funded – or even generously funded – seek out a lower cost of living by moving abroad. However, before moving abroad and drawing an income, it…

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The Need for Guardianship for your Children

For expats living in the UAE, knowing about guardianship and custody of your children is vital. To cover such a ‘what if’ situation means preparing for the loss of life in the family, and to ensure that the child will benefit the most in such a scenario. Guardianship rights are likely to be different to…

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Why real returns are crucial for retirement planning

Interest rates can be expressed in two ways, as nominal rates or real rates. The difference is that the nominal rate of return is the percentage change, whereas the real rate of return is the percentage change adjusted for changes in prices due to inflation or other external factors. This keeps the purchasing power of…

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How to make sure your wealth is passed on to your family

Often, HMRC becomes an additional beneficiary of your Will due to a lack of financial planning when organizing how your wealth is set up. For those with significant assets, this is an avoidable tax where your loved ones can be the true beneficiaries of your estate. Part of your estate can be passed on tax…

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January 10, 2018 PensionsRetirement Planning
Are You Fully Aware of the Death Benefits on Your UK Pension?

Knowing the type of personal pension that you have is key to understanding what will happen to your pension in the event of your death. The type of your scheme, as well as whether you have already begun to draw the pension, will determine what your partner, children and any other beneficiary will receive. In…

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