Retirement Planning
Why real returns are crucial for retirement planning
Interest rates can be expressed in two ways, as nominal rates or real rates. The difference is that the nominal rate of return is the percentage change, whereas the real rate of return is the percentage change adjusted for changes in prices due to inflation or other external factors. This keeps the purchasing power of…
Continue readingHow to make sure your wealth is passed on to your family
Often, HMRC becomes an additional beneficiary of your Will due to a lack of financial planning when organizing how your wealth is set up. For those with significant assets, this is an avoidable tax where your loved ones can be the true beneficiaries of your estate. Part of your estate can be passed on tax…
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Are You Fully Aware of the Death Benefits on Your UK Pension?
Knowing the type of personal pension that you have is key to understanding what will happen to your pension in the event of your death. The type of your scheme, as well as whether you have already begun to draw the pension, will determine what your partner, children and any other beneficiary will receive. In…
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How is the UAE`s Ex-Pat Population Broken Down into Nationalities, and Does This Impact Companies Required to Provide End of Service Benefits
The largest expat population is the Indian one, with 2,000,000 residents in the UAE. This makes up an astonishing 42% of the total population. Close behind, there is the Pakistani population with 1,200,000 residents, and the Filipino population at 700,000. The largest European population is easily claimed by the British, with a population of 240,000…
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7 Ways to Improve Your Retirement
Retirement could last longer than you may think, with the average 65-year-old retiree expected to live for more than 20 years. With all this spare time, it’s important to follow a few simple steps to ensure a pleasant lifestyle. 1. Start Saving Early With retirement now lasting longer than ever, you must have plans in…
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6 Surprising Facts About Retirement
A lot of people are uncertain about their future, with many leaving retirement planning too late. Here are a few facts about it that you may not have known. More People Than You Think Have Little Saved One in seven people retiring this year have no workplace or personal pension. Relying solely on the new…
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